:root {
  --navy:#173858;--navy-dark:#0b2235;--ink:#1d2b36;--muted:#5d6b75;--surface:#f3f6f7;--line:#d7e0e4;--orange:#e66e22;--orange-dark:#bd5213;--green:#287058;--green-soft:#e9f4ef;--yellow:#f5c76b;--white:#fff;--peach:#fff3e8;--max:1180px;--shadow:0 20px 55px rgba(12,36,56,.14)
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;overflow-x:hidden;color:var(--ink);background:#fff;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:inherit}img,svg{display:block;max-width:100%}button,input,select,textarea{font:inherit}
h1,h2,h3,p{margin-top:0}h1{margin-bottom:22px;font-size:clamp(2.75rem,5.2vw,4.8rem);line-height:1.02;letter-spacing:-.025em}h2{margin-bottom:20px;color:var(--navy);font-size:clamp(2rem,3.8vw,3.15rem);line-height:1.12;letter-spacing:-.02em}h3{color:var(--navy);line-height:1.25}p{color:var(--muted);font-size:1.06rem}
.skip-link{position:fixed;top:8px;left:8px;z-index:100;padding:12px 16px;color:#fff;background:var(--navy-dark);transform:translateY(-150%)}.skip-link:focus{transform:none}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--yellow);outline-offset:3px}

.site-header{position:absolute;inset:0 0 auto;z-index:20;min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:28px;padding:0 max(24px,calc((100vw - var(--max))/2));color:#fff;border-bottom:1px solid rgba(255,255,255,.22)}
body:not(:has(.hero)) .site-header{position:sticky;top:0;background:var(--navy-dark)}
.brand{display:inline-flex;align-items:center;gap:11px;color:#fff;font-size:1.25rem;font-weight:850;text-decoration:none;white-space:nowrap}.brand-mark{width:38px;height:38px;display:grid;place-items:center;color:#fff;background:var(--orange);border-radius:6px;font-weight:900;box-shadow:inset 0 0 0 1px rgba(255,255,255,.25)}
.nav{display:flex;align-items:center;gap:28px;font-size:.92rem;font-weight:750}.nav a{position:relative;padding-block:10px;text-decoration:none}.nav a:not(.nav-cta)::after{content:"";position:absolute;right:0;bottom:4px;left:0;height:2px;background:var(--orange);transform:scaleX(0);transition:transform .2s}.nav a:hover::after,.nav a:focus-visible::after{transform:scaleX(1)}.nav .nav-cta{padding:11px 18px;color:#fff;background:var(--orange);border-radius:6px;box-shadow:0 8px 20px rgba(8,27,42,.2)}.nav .nav-cta:hover{background:var(--orange-dark)}

.hero{position:relative;min-height:720px;display:flex;align-items:center;overflow:hidden;color:#fff;background:var(--navy-dark) url("assets/bastahemlarm-hero.webp") center/cover no-repeat}.hero-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(8,28,45,.98) 0%,rgba(18,55,83,.92) 55%,rgba(14,40,61,.62) 100%)}.hero-inner{position:relative;width:min(var(--max),calc(100% - 48px));margin:0 auto;padding:128px 0 68px;animation:riseIn .7s ease-out both}.hero-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(370px,.75fr);gap:60px;align-items:center}.hero-content h1{max-width:690px;color:#fff;font-size:clamp(2.65rem,4.4vw,4.25rem)}
.hero-guide-card{padding:30px;color:var(--ink);background:rgba(255,255,255,.98);border-top:6px solid var(--orange);border-radius:10px;box-shadow:0 26px 70px rgba(1,16,28,.42)}.hero-guide-card .card-kicker{margin:0 0 10px;color:var(--green);font-size:.76rem;font-weight:850;letter-spacing:.08em;text-transform:uppercase}.hero-guide-card h2{margin-bottom:12px;font-size:clamp(1.7rem,2.4vw,2.15rem)}.hero-guide-card>p:not(.card-kicker):not(.card-micro){margin-bottom:18px;font-size:.95rem}.hero-guide-card ul{display:grid;gap:9px;margin:0 0 22px;padding:0;list-style:none}.hero-guide-card li{position:relative;padding:12px 12px 12px 42px;color:var(--navy);background:var(--surface);border:1px solid var(--line);border-radius:6px;font-size:.88rem;font-weight:750}.hero-guide-card li::before{content:"✓";position:absolute;top:10px;left:13px;width:22px;height:22px;display:grid;place-items:center;color:#fff;background:var(--green);border-radius:50%;font-size:.7rem}.hero-guide-card .button{min-height:58px}.hero-guide-card .card-micro{margin:12px 0 0;color:var(--muted);font-size:.72rem;line-height:1.45;text-align:center}
.eyebrow,.section-kicker{margin:0 0 14px;color:#d9eaf2;font-size:.78rem;font-weight:850;letter-spacing:.09em;text-transform:uppercase}.eyebrow{display:flex;align-items:center;gap:10px}.eyebrow::before{content:"";width:30px;height:2px;background:var(--orange)}.section-kicker{color:var(--green)}
.hero-copy{max-width:690px;margin-bottom:30px;color:#e7eff4;font-size:clamp(1.05rem,1.8vw,1.24rem)}.hero-actions,.guide-actions{display:flex;flex-wrap:wrap;gap:14px}.button{min-height:52px;display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:14px 22px;border:1px solid transparent;border-radius:6px;font-weight:850;line-height:1.2;text-decoration:none;cursor:pointer;transition:transform .2s,background .2s,box-shadow .2s}.button:hover{transform:translateY(-2px)}.button.primary{color:#fff;background:var(--orange);box-shadow:0 12px 26px rgba(101,48,13,.25)}.button.primary:hover{background:var(--orange-dark)}.button.secondary,.button.ghost{color:#fff;background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.45)}.button:disabled{opacity:.4;cursor:not-allowed;transform:none}.button.full{width:100%}
.trust-list{display:flex;flex-wrap:wrap;gap:12px 25px;margin:36px 0 0;padding:24px 0 0;color:#e4edf2;border-top:1px solid rgba(255,255,255,.24);list-style:none;font-size:.9rem;font-weight:700}.trust-list li{position:relative;padding-left:20px}.trust-list li::before{content:"";position:absolute;top:.65em;left:0;width:8px;height:8px;background:#79c39c;border-radius:50%}

.section{padding:96px max(24px,calc((100vw - var(--max))/2))}.intro{background:#fff}.two-column{display:grid;grid-template-columns:minmax(0,.9fr) minmax(320px,1.1fr);gap:78px;align-items:start}.lead-text p{margin-bottom:18px}
.checklist{background:var(--surface);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.feature-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));margin-top:44px;border-top:1px solid var(--line);border-left:1px solid var(--line)}.feature-grid article{min-height:285px;display:flex;flex-direction:column;padding:30px 26px;background:#fff;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}.feature-grid article>span{margin-bottom:42px;color:#9aaab5;font-size:.78rem;font-weight:850}.feature-grid h3{margin-bottom:12px;font-size:1.25rem}.feature-grid p{margin-bottom:0;font-size:.95rem}

.guide-band{padding:88px max(24px,calc((100vw - var(--max))/2));background:var(--navy)}.guide-shell{max-width:var(--max);margin:0 auto;padding:42px 46px;background:#fff;border-radius:8px;box-shadow:var(--shadow)}.guide-head{display:grid;grid-template-columns:1fr 300px;gap:34px;align-items:start;padding-bottom:30px;border-bottom:1px solid var(--line)}.guide-head h2{margin-bottom:8px}.progress-wrap{padding-top:8px;color:var(--muted);font-size:.92rem;font-weight:800}.progress-track{height:8px;margin-top:12px;overflow:hidden;background:#dce5e9;border-radius:999px}#progress-bar{width:14.28%;height:100%;background:var(--green);border-radius:inherit;transition:width .25s}.guide-form{overflow:hidden}.question{display:none;padding:42px 0 28px}.question.is-active{display:block;animation:fadeSlide .25s ease both}.question h3{margin-bottom:8px;font-size:clamp(1.65rem,3vw,2.35rem)}.question>p{margin-bottom:0}
input,select,textarea{width:100%;margin-top:8px;padding:15px 16px;color:var(--ink);background:#fff;border:1px solid #cbd7dc;border-radius:6px}textarea{resize:vertical}label{display:block;margin-bottom:18px;color:var(--ink);font-weight:800}.choice-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:28px}.choice-grid label{min-height:66px;display:flex;align-items:center;margin:0;padding:15px 18px;background:#fff;border:1px solid var(--line);border-radius:6px;cursor:pointer;transition:border-color .2s,background .2s,transform .2s}.choice-grid label:hover{transform:translateY(-2px);border-color:rgba(40,112,88,.55)}.choice-grid label:has(input:checked){background:var(--green-soft);border-color:var(--green);box-shadow:inset 4px 0 0 var(--green)}.choice-grid input{position:absolute;width:1px;height:1px;margin:0;padding:0;opacity:0;pointer-events:none}.guide-actions{margin-top:28px}.guide-actions .secondary,.guide-actions .ghost,.result .secondary{color:var(--navy);background:#fff;border-color:var(--line)}.result .button{margin-top:14px}

.knowledge{background:#fff}.knowledge>p{max-width:740px}.knowledge-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));margin-top:42px;border-top:1px solid var(--line);border-left:1px solid var(--line)}.knowledge-card{min-width:0;color:inherit;background:#fff;border-right:1px solid var(--line);border-bottom:1px solid var(--line);text-decoration:none;transition:background .2s,transform .2s,box-shadow .2s}.knowledge-card:hover{z-index:1;background:var(--peach);box-shadow:var(--shadow);transform:translateY(-3px)}.knowledge-list article{min-height:290px;display:flex;flex-direction:column;padding:34px}.knowledge-number{color:var(--orange);font-size:.78rem;font-weight:850}.knowledge-list h3{margin:30px 0 12px;font-size:1.45rem}.knowledge-list p{font-size:.96rem}.read-more{margin-top:auto;padding-top:20px;color:var(--navy);font-weight:850}.knowledge-card:hover .read-more span{display:inline-block;transform:translateX(4px)}

.contact-band{width:min(var(--max),calc(100% - 48px));display:grid;grid-template-columns:minmax(0,1fr) minmax(360px,.8fr);gap:72px;align-items:center;margin:86px auto;padding:54px;background:var(--peach);border:1px solid #efc69f;border-radius:8px}.contact-band h2{max-width:700px}.comparison-checklist,.contact-form{padding:32px;background:#fff;border:1px solid #edbd91;border-radius:8px}.comparison-checklist h3{margin-bottom:16px}.comparison-checklist ul{margin:0 0 26px;padding-left:22px;color:var(--muted)}.comparison-checklist li+li{margin-top:7px}.contact-copy a{color:var(--navy);font-weight:850}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}.consent{display:grid;grid-template-columns:22px 1fr;gap:12px;align-items:start;font-size:.92rem}.consent input{width:18px;margin-top:4px}.fine-print{font-size:.82rem}

.faq{background:var(--surface)}.faq details{margin-bottom:10px;background:#fff;border:1px solid var(--line)}.faq summary{padding:20px 24px;color:var(--navy);font-size:1.05rem;font-weight:850;cursor:pointer}.faq details p{padding:0 24px 22px;font-size:.95rem}.policy{padding-top:0}.policy p{max-width:920px}.owner{display:grid;grid-template-columns:.9fr 1.1fr;gap:72px;background:#fff;border-top:1px solid var(--line)}.owner h2{margin-bottom:0}address{color:var(--muted);font-style:normal;line-height:1.75}.owner a,.article-body a{color:var(--navy);font-weight:800;text-underline-offset:3px}.updated-note{margin-top:38px;font-size:.84rem!important}

.site-footer{display:grid;grid-template-columns:1.3fr .7fr;gap:56px;align-items:start;padding:56px max(24px,calc((100vw - var(--max))/2)) 34px;color:#bccbd6;background:#081b2a}.site-footer .brand{margin-bottom:14px}.site-footer p{max-width:650px;color:#bccbd6;font-size:.88rem}.footer-policy{font-size:.82rem!important}.footer-company{margin-top:18px;color:#d3dfe7;font-size:.82rem;line-height:1.65}.footer-company strong{color:#fff}.footer-company a{color:#fff}.footer-links{display:flex;align-content:start;justify-content:flex-end;flex-wrap:wrap;gap:12px 24px;padding-top:10px}.footer-links a{color:#fff;text-decoration:none}.footer-brand .brand-mark{width:34px;height:34px}

.article-header{padding:126px max(24px,calc((100vw - var(--max))/2)) 68px;color:#fff;background:var(--navy)}.article-header-inner,.article-layout,.related-inner{max-width:var(--max);margin:0 auto}.article-header .section-kicker{color:#ffc980}.breadcrumbs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:24px;color:#c6d6e1;font-size:.84rem;font-weight:750}.breadcrumbs a{color:#fff;text-underline-offset:3px}.article-header h1{max-width:900px;margin-bottom:18px;color:#fff;font-size:clamp(2.45rem,5vw,4.15rem)}.article-lead{max-width:800px;margin-bottom:0;color:#dbe7ee;font-size:1.12rem}.article-meta{display:flex;flex-wrap:wrap;gap:10px 28px;margin-top:26px;color:#c6d6e1;font-size:.83rem;font-weight:750}
.article-main{padding:82px max(24px,calc((100vw - var(--max))/2));background:#fff}.article-layout{display:grid;grid-template-columns:minmax(0,780px) minmax(250px,310px);justify-content:space-between;gap:70px;align-items:start}.article-body h2{margin:54px 0 16px;font-size:clamp(1.7rem,3vw,2.35rem)}.article-body h2:first-child{margin-top:0}.article-body h3{margin:30px 0 10px;font-size:1.32rem}.article-body p,.article-body li{color:#44545f}.article-body ul,.article-body ol{padding-left:24px}.article-body li+li{margin-top:8px}.article-note{margin:34px 0;padding:22px 24px;background:var(--surface);border-left:4px solid var(--green)}.article-note strong{display:block;color:var(--navy)}
.table-scroll{overflow-x:auto;margin:26px 0;border:1px solid var(--line)}.comparison-table{width:100%;min-width:680px;border-collapse:collapse;font-size:.9rem}.comparison-table th,.comparison-table td{padding:14px;text-align:left;vertical-align:top;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}.comparison-table th{color:#fff;background:var(--navy)}.article-sidebar{position:sticky;top:98px;padding:24px;background:var(--surface);border-top:3px solid var(--orange)}.article-sidebar h2{margin-bottom:14px;font-size:1.1rem}.article-sidebar ul{margin:0;padding:0;list-style:none}.article-sidebar li+li{border-top:1px solid var(--line)}.article-sidebar a{display:block;padding:9px 0;color:var(--navy);font-size:.88rem;font-weight:750;text-decoration:none}.article-cta{margin-top:54px;padding:32px;color:#fff;background:var(--navy)}.article-cta h2{margin-top:0;color:#fff}.article-cta p{color:#dce7ee}.article-cta .button.secondary,.article-cta .button.ghost{color:#fff;background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.4)}
.source-list{margin-top:52px;padding-top:26px;border-top:1px solid var(--line)}.source-list h2{margin-top:0;font-size:1.65rem}.source-list p,.source-list li{font-size:.9rem}.related-guides{padding:72px max(24px,calc((100vw - var(--max))/2));background:var(--surface);border-top:1px solid var(--line)}.related-guides h2{margin-bottom:28px}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}.related-grid a{min-height:105px;display:flex;align-items:center;padding:20px;color:var(--navy);background:#fff;border-right:1px solid var(--line);border-bottom:1px solid var(--line);font-weight:850;text-decoration:none;transition:background .2s,transform .2s}.related-grid a:hover{background:var(--peach);transform:translateY(-2px)}

@keyframes riseIn{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:none}}@keyframes fadeSlide{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}
@media(max-width:980px){.site-header{position:relative;min-height:0;flex-wrap:wrap;padding-top:12px;padding-bottom:12px;background:var(--navy-dark)}body:not(:has(.hero)) .site-header{position:sticky}.nav{gap:18px}.hero{min-height:0}.hero-inner{padding:76px 0 62px}.hero-grid{grid-template-columns:1fr;gap:38px}.hero-guide-card{width:min(100%,620px)}.two-column,.guide-head,.contact-band,.owner,.article-layout{grid-template-columns:1fr;gap:42px}.feature-grid{grid-template-columns:repeat(2,1fr)}.progress-wrap{max-width:380px}.contact-band{align-items:start}.article-sidebar{position:static;order:-1}.article-sidebar ul{display:grid;grid-template-columns:repeat(2,1fr);column-gap:18px}}
@media(max-width:640px){.site-header{align-items:center;gap:10px;padding-inline:16px}.brand{font-size:1.05rem}.brand-mark{width:34px;height:34px}.nav{width:100%;display:grid;grid-template-columns:repeat(4,max-content);justify-content:space-between;gap:14px;overflow-x:auto;font-size:.76rem}.nav .nav-cta{padding:8px 11px}.hero{min-height:0;background-position:64% center}.hero-overlay{background:linear-gradient(90deg,rgba(8,28,45,.98),rgba(18,55,83,.82))}.hero-inner{width:calc(100% - 32px);padding:46px 0 48px}.hero-grid{gap:30px}.hero-guide-card{order:-1;padding:23px 18px}.hero-guide-card h2{font-size:1.72rem}.hero-content h1{font-size:clamp(2.35rem,11vw,3.1rem)}h1{font-size:clamp(2.45rem,12vw,3.35rem)}h2{font-size:2rem}p,.hero-copy{font-size:.98rem}.hero-actions{flex-direction:column}.hero-actions .button{width:100%}.trust-list{display:grid;gap:8px;margin-top:26px;padding-top:20px}.section{padding:68px 16px}.feature-grid,.knowledge-list,.choice-grid,.form-row,.related-grid{grid-template-columns:1fr}.feature-grid article{min-height:0}.feature-grid article>span{margin-bottom:20px}.guide-band{padding:48px 0}.guide-shell{padding:30px 18px;border-radius:0}.question{padding-top:32px}.choice-grid label{min-height:58px}.knowledge-list article{min-height:240px;padding:28px}.contact-band{width:100%;margin:0;padding:54px 16px;border-right:0;border-left:0;border-radius:0}.comparison-checklist,.contact-form{padding:24px 20px}.site-footer{grid-template-columns:1fr;gap:26px;padding:48px 16px 28px}.footer-links{justify-content:flex-start}.article-header{padding:56px 16px 48px}.article-header h1{font-size:clamp(2.25rem,11vw,3.2rem)}.article-main{padding:58px 16px}.article-sidebar ul{grid-template-columns:1fr}.article-cta{padding:26px 22px}.related-guides{padding:58px 16px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}